SEXUAL MISCONDUCT AND MOLESTATION LIABILITY

COVERAGE

  • Claims made duty to defend wording
  • For allegations of Sexual Misconduct and Molestation against any one victim
  • Sexual Misconduct and Molestation defined as:
    • abuse, molestation, harassment, mistreatment or maltreatment of a sexual nature, involvement, conduct or contact, regardless of consent;
    • negligent employment, investigation, supervision, training or retention of, or failure to report to proper authorities a person who committed Sexual Misconduct or Molestation
  • Definition of claim includes oral complaint
  • Employee includes volunteers, teachers, coaches, counsellors and clergy
  • No coverage for judicially determined perpetrator or knowledge of perpetrator
  • Coverage for events occurring anywhere in the world
  • Tailored Risk Management for policy holders and loss mitigation from first notice of claim

LIMITS AVAILABLE up to $5,000,000 on a PRIMARY or EXCESS basis

MINIMUM RETENTION of $15,000

MINIMUM PREMIUM of $15,000

TAIL POLICIES CONSIDERED

TARGET BUSINESS 

  • Religious entities
  • Educational institutions
  • Healthcare Organisations
  • Social Services
  • Leisure services, including Camps

SECURITY

Provided by certain Syndicates at Lloyd's, London -

    • Standard & Poor's A (Strong)
    • AM Best A (Excellent)
    • Fitch A (Strong)

For further Information please contact:

Alan Lambert
Email:                            alan.lambert@ncgpi.co.uk
Telephone:                   020 7220 4369

 

 (Important - this product summary is intended to highlight features that may be of interest, and should in no way by considered to accurately summarize the available insurance coverage)

terms and conditions